Financial literacy and management should be accessible to everyone. They’re both crucial to economic stability and success, especially for first-gen students and minority professionals. Very few people (and very few classrooms) are taught how to budget, save, pay down debt, and invest all at the same time.
Budget spreadsheets and apps can be difficult and intimidating to manage. Saving money sounds easy, but only 23% of Americans have a 6-month emergency fund saved. Managing credit card and student loan debt are additional common stressors, plus the rising cost of medical debt and out-of-pocket expenses (these costs can skyrocket in retirement). Tie in stagnant wages and the enormous cost of living near cities and economic opportunity, and it’s no wonder that many of us feel tempted to run fast from our finances.
Based on individual needs, personalized financial plans will be created for each client to set and achieve short-term, medium-term, and long-term financial goals. Each financial plan comes with a free budget spreadsheet, a savings and investment goal calculator, and a debt repayment calculator. Together, we’ll discuss and calculate exactly how much and how long it’ll take to meet your money goals.